Minnesota Paycheck Calculator

Minnesota's four tax rates — 5.35%, 6.80%, 7.85%, and 9.85% — have stayed the same for several years, but the dollar thresholds at which each rate kicks in move every year under the state's statutory inflation-indexing formula. For tax year 2026, the Minnesota Department of Revenue's own December 2025 press release confirms every bracket widened by 2.369% compared to 2025, alongside a similarly adjusted standard deduction.

That means a Minnesota tax figure from a prior year isn't directly comparable to this year's without accounting for that shift — the same salary that fell partway into the 7.85% bracket last year might land in a slightly different position relative to this year's wider thresholds. Tax Foundation's independently published 2026 state tax table cross-checks the identical bracket figures reported by the Department of Revenue.

This calculator uses the confirmed 2026 thresholds specifically, both for the single schedule ($33,310 / $109,430 / $203,150) and the wider married-filing-jointly schedule ($48,700 / $193,480 / $337,930), which are not simple doublings of the single figures.

Minnesota launched a state-run Paid Leave program effective January 1, 2026, funding family and medical leave benefits through a payroll premium. The American Payroll Association's own news coverage confirms the combined 2026 rate at 0.88% of wages — 0.27% for the family-leave portion and 0.61% for the medical-leave portion — split 50/50 between employer and employee as the standard baseline arrangement, though employers may elect to cover a larger share.

The taxable wage base for this premium is pegged to the federal Social Security wage base but rounded to the nearest $1,000, landing at $185,000 for 2026 rather than the exact $184,500 Social Security figure — a small but real distinction confirmed by the $814 maximum employee contribution figure reported in independent payroll-industry coverage, which reconciles exactly to 0.44% of $185,000.

Because this is the program's first year, there's no prior-year Minnesota paycheck to compare against that included this deduction — anyone comparing 2025 take-home pay to 2026 in Minnesota should expect a real, new reduction from this premium on top of any income-tax bracket shifts.

This calculator's Minnesota figures cover federal income tax, Minnesota's four-bracket state income tax, Minnesota Paid Leave, and the two federal FICA taxes — a complete accounting of the standard payroll withholding categories that apply broadly to Minnesota wage earners. Minnesota does not levy local city or county income taxes on top of the state rate, so this calculator's stateTax and paidLeave figures together represent a reasonably complete state-and-local withholding picture.

Minnesota does grant a dependent exemption on top of the standard deduction, which this calculator does not model since it has no dependents input, consistent with every other state calculator on this site that omits household-size-dependent adjustments — a filer with dependents would owe somewhat less than this calculator's estimate.

Anyone budgeting around a new Minnesota job offer in 2026 should factor in that the Paid Leave premium is a genuinely new line that didn't exist on a Minnesota paycheck in prior years, on top of whatever bracket-threshold shift applies to their specific income level this year.

One more scope note for cross-border workers: Minnesota's own Department of Revenue confirms the state currently has income tax reciprocity agreements only with Michigan and North Dakota, not Wisconsin. This calculator's figures assume the standard case of a Minnesota resident earning wages taxed in Minnesota — someone living in one state and working in another without a reciprocity agreement in place should expect a more complex, two-state filing picture than this tool models.