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Tax & Salary

Missouri Paycheck Calculator

Estimate 2026 Missouri take-home pay. State brackets to 4.7%, Kansas City/St. Louis 1% earnings tax, federal tax, and FICA — net pay per paycheck.

By CalculatorPlanet Editorial Team · Reviewed by CalculatorPlanet Editorial Board

Last updated

Net annual take-home pay
$59,004.83
Net pay per paycheck
$2,269.42
Federal income tax
$7,670.00
Missouri state tax
$2,587.67
Kansas City / St. Louis earnings tax
$0.00
Social Security (6.2%)
$4,650.00
Medicare (1.45%+)
$1,087.50
Total tax withheld
$15,995.17
Effective tax rate
21.33%
How it works

How the Missouri Paycheck Calculator Formula Works

Missouri applies an 8-bracket progressive schedule from 0% up to 4.7%, the destination rate of a multi-year scheduled reduction under Senate Bill 3 (2022) that has cut the top rate down from 5.3% over several years via revenue-growth triggers, unchanged for tax year 2026. Missouri's standard deduction conforms dollar-for-dollar to the federal figure.

If you select Kansas City or St. Louis as your locality, this calculator also adds that city's own flat 1% earnings tax on top of Missouri's state tax — both cities charge the identical rate, applied to gross wages, on residents' full earned income and on nonresidents' income earned from work physically performed within city limits. Selecting 'None' leaves that line at $0, as it should be for anyone who neither lives nor works within either city's limits.

Federal tax applies the 2026 brackets after the federal standard deduction, exactly as in every other state on this site. FICA is identical everywhere in the country: 6.2% Social Security up to the year's wage base, plus 1.45% Medicare with no cap, rising to 2.35% above $200,000 for a single filer or $250,000 for a married joint filer.

netPay = gross − federalTax(2026 brackets) − stateTax(8-bracket progressive, 0%-4.7%) − localTax(1% Kansas City or St. Louis earnings tax, if selected) − socialSecurity(6.2% to $184,500) − medicare(1.45% + 0.9% above threshold)
What goes in, what comes out
  • grossAnnual$Gross salary for the year before any tax or deduction.
  • stateTax$Missouri's 8-bracket progressive schedule (0% up to 4.7%) applied to taxable income after the federal-conformity standard deduction ($16,100 single/'MFJ spouse works', $32,200 'MFJ spouse doesn't work').
  • ficaRate%6.2% Social Security (up to the $184,500 wage base) plus 1.45% Medicare (no cap), identical in every state.
  • localTax$Kansas City's or St. Louis's own flat 1% earnings tax on gross wages, applied only when that city is selected as the locality — $0 for 'None'.
Net annual take-home pay
58254.83
netPay = gross − federalTax(2026 brackets) − stateTax(8-bracket progressive, 0%-4.7%) − localTax(1% Kansas City or St. Louis earnings tax, if selected) − socialSecurity(6.2% to $184,500) − medicare(1.45% + 0.9% above threshold)
Values shown are from the worked example below
grossAnnual
$
Gross salary for the year before any tax or deduction.
stateTax
$
Missouri's 8-bracket progressive schedule (0% up to 4.7%) applied to taxable income after the federal-conformity standard deduction ($16,100 single/'MFJ spouse works', $32,200 'MFJ spouse doesn't work').
ficaRate
%
6.2% Social Security (up to the $184,500 wage base) plus 1.45% Medicare (no cap), identical in every state.
localTax
$
Kansas City's or St. Louis's own flat 1% earnings tax on gross wages, applied only when that city is selected as the locality — $0 for 'None'.
Step by step

Using the Missouri Paycheck Calculator

  1. Enter how is pay entered?

    Choose from Annual salary, Hourly wage.

  2. Enter annual gross salary$

    Type the figure you already have — the result updates as you type.

  3. Enter hourly rate$/hr

    Type the figure you already have — the result updates as you type.

  4. Enter hours per weekhrs/wk

    Any value between 1 and 80.

  5. Enter pay frequency

    Choose from Weekly (52 paychecks/year), Biweekly (26 paychecks/year), Semimonthly (24 paychecks/year), Monthly (12 paychecks/year), Annual (1 payment/year).

  6. Enter filing status

    Choose from Single, Married filing jointly.

  7. Enter kansas city or st. louis earnings tax

    Choose from None / outside city limits, Kansas City (1% earnings tax), St. Louis (1% earnings tax).

  8. Read the result

    The figure updates live as you type, so there is nothing to submit. Press Calculate if you want the answer brought into view — useful on a phone, where the keyboard covers the result panel.

Photograph representing tax & salary
Tax & Salary — where this calculation gets used.
Worked example

A Real Worked Example

A single filer earning $75,000 a year, working in Kansas City and paid biweekly, owes $7,670 in federal tax after the $16,100 federal standard deduction, $2,587.67 in Missouri state tax after climbing through all eight brackets to the 4.7% top rate, $750 in Kansas City's flat 1% earnings tax on the full $75,000, $4,650 in Social Security, and $1,087.50 in Medicare — $16,745.17 total, leaving $58,254.83 a year or $2,240.57 per biweekly paycheck.

The identical $75,000 salary with locality set to 'None' (or St. Louis, which charges the same 1% rate) would owe $15,995.17 total — Kansas City's earnings tax is the only difference, adding exactly $750 a year. Missouri's top state rate has fallen from 5.3% over the last several years via revenue-growth triggers under Senate Bill 3, though the trigger was not met for a further cut this year, so 4.7% is unchanged from the prior year.

1
grossAnnual
75000
2
payFrequency
biweekly
3
filingStatus
single
4
locality
kansas-city
This calculator returns58254.83netAnnual2240.57netPerPaycheck7670federalTax2587.67stateTax750localTax4650socialSecurity1087.5medicare16745.17totalTax22.33effectiveTaxRate
Going deeper

What Else to Know

Missouri's multi-year rate reduction under Senate Bill 3

Missouri's top income tax rate has been on a gradual downward path in recent years, driven by Senate Bill 3 (2022), which set up a series of revenue-growth triggers that automatically reduce the top rate when state revenue collections meet certain benchmarks. That mechanism has cut the top rate from 5.3% down to the current 4.7% over the last several years.

The Missouri Department of Revenue's own 2026 Withholding Tax Formula confirms the top rate remains unchanged at 4.7% for tax year 2026 specifically — the revenue trigger was not met for a further reduction this year. Tax Foundation's independently published 2026 state tax table cross-checks the identical eight-bracket schedule and threshold dollars ($1,348 through $9,436), confirmed via a mirror source after the Department of Revenue's own PDF returned a direct-fetch error during research.

Whether a future year sees another trigger-driven cut depends on Missouri's actual revenue performance, which this calculator does not attempt to predict — it reflects the confirmed, current 4.7% top rate only.

Missouri's unusual bracket structure: thresholds that don't widen for married filers

Missouri's approach to married filing jointly is structurally different from most progressive-tax states on this site. Rather than doubling (or otherwise widening) the bracket dollar thresholds for a married couple, Missouri applies the identical $1,348/$2,696/$4,044/$5,392/$6,740/$8,088/$9,436 thresholds regardless of filing status — confirmed via the Missouri Revisor of Statutes, RSMo §143.011, and reproduced consistently across every third-party summary checked during research.

Instead, the difference between single and married Missouri filers comes entirely through the standard deduction: Missouri's own 2026 withholding formula sets it at $16,100 for single filers or married filing jointly where the spouse also works, and $32,200 for married filing jointly where the spouse does not work — simply conforming dollar-for-dollar to the equivalent federal standard deduction figures.

This calculator applies that same structure: the SOUTH_CAROLINA-style pattern of identical brackets with a differing deduction, which Missouri and South Carolina both use, though for genuinely different underlying reasons (Missouri's own statutory choice versus South Carolina's federal-conformity tax base).

Kansas City and St. Louis earnings tax — why it's separate from Missouri's state tax

Missouri does not levy statewide local income taxes on top of the state rate for most of the state, but Kansas City and St. Louis are the exception: both cities levy their own separate flat 1% earnings tax, on residents' full earned income and on nonresidents' income earned from work physically performed within city limits. Voters in both cities reaffirmed the tax for another five years in their respective April 2026 renewal elections, confirmed directly against each city's own finance/revenue department page.

Use the locality selector above to add Kansas City's or St. Louis's 1% earnings tax on top of Missouri's state income tax — select 'None' if you neither live nor work within either city's limits, and the figure stays at $0. Because both cities currently charge the identical 1% rate on gross wages with no wage floor or cap, the dollar amount only depends on which city (if either) you select, not on filing status or income bracket.

This calculator's earnings-tax figure is a straightforward flat-rate estimate of the withholding obligation described above; it does not attempt to apportion a nonresident's tax across partial days worked in and out of the city, a refund mechanism St. Louis in particular offers for whole days worked outside city limits — see the city's own Collector of Revenue page for that calculation.

What a Missouri paycheck doesn't include

This calculator's Missouri figures cover federal income tax, Missouri's eight-bracket state income tax, Kansas City's or St. Louis's earnings tax when selected, and the two federal FICA taxes — the complete set of withholding categories that apply broadly to Missouri wage earners. Missouri has no state-run disability insurance or paid-family-leave payroll premium as of 2026, unlike states such as Colorado, Minnesota, Connecticut, or Oregon that layer a genuine second payroll deduction on top of income tax.

Questions

Frequently Asked Questions About the Missouri Paycheck Calculator

What is Missouri's state income tax structure for 2026?

An 8-bracket progressive schedule reaching a top rate of 4.7%, per the Missouri Department of Revenue's own 2026 Withholding Tax Formula. This is the destination rate of a multi-year reduction under Senate Bill 3 (2022) that has cut Missouri's top rate down from 5.3% over recent years via revenue-growth triggers, though the trigger for a further cut was not met for 2026.

What is Missouri's standard deduction for 2026?

Missouri conforms its standard deduction dollar-for-dollar to the federal amount: $16,100 for single filers or married filing jointly where the spouse also works, and $32,200 for married filing jointly where the spouse does not work — confirmed directly by the Missouri Department of Revenue's own 2026 withholding formula.

Could Missouri's top rate drop further in future years?

Possibly — Senate Bill 3's revenue-growth trigger mechanism could reduce the top rate further in a future year if state revenue benchmarks are met, the same kind of trigger structure used by a handful of other states on this site. This calculator reflects the confirmed 4.7% rate for 2026 only and does not attempt to predict a future trigger outcome.

Do Missouri's bracket thresholds widen for married filers?

No — Missouri's dollar thresholds ($1,348/$2,696/$4,044/$5,392/$6,740/$8,088/$9,436) are the same regardless of filing status, confirmed via the Missouri Revisor of Statutes, RSMo §143.011. Only the standard deduction differs by filing status, not the bracket thresholds themselves — a different structure than most other progressive-tax states.

Does this calculator include Missouri's disability or paid-leave payroll tax?

There is nothing to include, because no such program exists in Missouri as of 2026 — no state-run disability insurance or paid-family-leave payroll premium comparable to Colorado's FAMLI or Connecticut's PFMLA exists here. The only state-level withholding this calculator applies for Missouri is the eight-bracket income tax.

Why does Missouri have so many brackets with such small thresholds?

Missouri's eight brackets span a relatively narrow income range compared to most other progressive-tax states — the top 4.7% rate kicks in at just $9,436, meaning most Missouri wage earners reach the top marginal bracket well before six figures of income, unlike states where the top bracket only applies to high earners specifically.

What is the Kansas City or St. Louis earnings tax rate?

Both Kansas City and St. Louis levy their own separate flat 1% earnings tax on wages, confirmed directly against each city's own finance/revenue department page and reaffirmed by voters in April 2026 five-year renewal elections held in both cities. It applies to city residents on all earned income and to nonresidents on the share of income earned from work physically performed within city limits. That 1% sits on top of Missouri's state income tax and federal withholding. Select your locality above and this calculator adds it automatically.

Do nonresidents pay Kansas City or St. Louis earnings tax?

Yes — both cities tax nonresidents on income earned from work performed within city limits, not only residents. Someone who lives outside Kansas City but commutes in for work owes the 1% earnings tax on wages tied to that in-city work, and the identical nonresident rule applies in St. Louis. Employers physically located in either city are generally required to withhold the tax from paychecks regardless of where an employee actually lives. Selecting either city above applies that 1% to the full gross wage entered, matching how each city's own withholding works for both residents and commuting nonresidents.

References

  1. [1] Internal Revenue Service. “IRS releases tax inflation adjustments for tax year 2026.” IRS. Accessed 2026-08-24.
  2. [2] Internal Revenue Service. “Publication 926: Household Employer's Tax Guide (2026) — FICA rates and Social Security wage base.” IRS. Accessed 2026-08-17.
  3. [3] Missouri Department of Revenue. “2026 Missouri Withholding Tax Formula.” State of Missouri. Accessed 2026-08-27.
  4. [4] Missouri Revisor of Statutes. “RSMo §143.011 — Tax imposed.” State of Missouri. Accessed 2026-08-27.
  5. [5] City of Kansas City, Missouri, Finance Department. “Have You Paid Your KCMO Earnings Tax (E-Tax)?.” City of Kansas City, Missouri. Accessed 2026-09-04.
  6. [6] City of St. Louis Collector of Revenue. “Individual Earnings Tax Information.” City of St. Louis, Missouri. Accessed 2026-09-04.