Skip to main content
Tax & Salary

Virginia Paycheck Calculator

Estimate 2026 Virginia take-home pay: federal tax, Virginia's 4-bracket state tax, and FICA. See net pay per paycheck for any salary and filing status.

By CalculatorPlanet Editorial Team · Reviewed by CalculatorPlanet Editorial Board

Last updated

Net annual take-home pay
$58,040.63
Net pay per paycheck
$2,232.33
Federal income tax
$7,670.00
Virginia state tax
$3,551.88
Social Security (6.2%)
$4,650.00
Medicare (1.45%+)
$1,087.50
Total tax withheld
$16,959.38
Effective tax rate
22.61%
How it works

How the Virginia Paycheck Calculator Formula Works

Start from gross annual salary and subtract four things in sequence: federal income tax on the 2026 brackets after the federal standard deduction, Virginia state income tax on its own four-bracket schedule after Virginia's separate standard deduction, and the two FICA taxes — 6.2% Social Security up to the year's wage base and 1.45% Medicare with no cap.

Virginia's brackets are unusually compressed: the top 5.75% rate begins at just $17,000 of Virginia taxable income, for both single and married filers, so most full-time earners spend a meaningful share of their income in that top bracket. The bracket thresholds themselves do not widen for joint filers the way federal thresholds do — only the standard deduction differs by filing status.

What this figure does not include: Virginia has no local or city income tax layered on top of the state figure (unlike neighboring jurisdictions with city wage taxes), so the state tax line below is the complete state-and-local income tax picture for every Virginia resident, regardless of city or county.

netPay = gross − federalTax(2026 brackets) − vaStateTax(4-bracket schedule) − socialSecurity(6.2% to $184,500) − medicare(1.45% + 0.9% above threshold)
What goes in, what comes out
  • grossAnnual$Gross salary for the year before any tax or deduction.
  • vaBracket%Virginia's marginal state rate, from 2% on the first $3,000 to 5.75% above $17,000, applied only to the slice of income within each bracket.
  • ficaRate%6.2% Social Security (up to the $184,500 wage base) plus 1.45% Medicare (no cap), the same combined rate every W-2 employee pays regardless of state.
Net annual take-home pay
58040.63
netPay = gross − federalTax(2026 brackets) − vaStateTax(4-bracket schedule) − socialSecurity(6.2% to $184,500) − medicare(1.45% + 0.9% above threshold)
Values shown are from the worked example below
grossAnnual
$
Gross salary for the year before any tax or deduction.
vaBracket
%
Virginia's marginal state rate, from 2% on the first $3,000 to 5.75% above $17,000, applied only to the slice of income within each bracket.
ficaRate
%
6.2% Social Security (up to the $184,500 wage base) plus 1.45% Medicare (no cap), the same combined rate every W-2 employee pays regardless of state.
Step by step

Using the Virginia Paycheck Calculator

  1. Enter how is pay entered?

    Choose from Annual salary, Hourly wage.

  2. Enter annual gross salary$

    Type the figure you already have — the result updates as you type.

  3. Enter hourly rate$/hr

    Type the figure you already have — the result updates as you type.

  4. Enter hours per weekhrs/wk

    Any value between 1 and 80.

  5. Enter pay frequency

    Choose from Weekly (52 paychecks/year), Biweekly (26 paychecks/year), Semimonthly (24 paychecks/year), Monthly (12 paychecks/year), Annual (1 payment/year).

  6. Enter filing status

    Choose from Single, Married filing jointly.

  7. Read the result

    The figure updates live as you type, so there is nothing to submit. Press Calculate if you want the answer brought into view — useful on a phone, where the keyboard covers the result panel.

Photograph representing tax & salary
Tax & Salary — where this calculation gets used.
Worked example

A Real Worked Example

A single filer earning $75,000 a year in Virginia, paid biweekly, owes $7,670 in federal tax after the $16,100 federal standard deduction, $3,551.88 in Virginia state tax after Virginia's own $8,750 standard deduction, $4,650 in Social Security, and $1,087.50 in Medicare — $16,959.38 total, leaving $58,040.63 a year or $2,232.33 per biweekly paycheck.

Switch the same $75,000 salary to married filing jointly and federal tax drops to $4,640 because the federal standard deduction roughly doubles, while Virginia tax drops to $3,048.75 because Virginia's standard deduction rises to $17,500 — even though Virginia's bracket thresholds themselves stay exactly the same for both filing statuses. FICA is unaffected by filing status, so the married filer's total tax bill falls to $13,426.25 and take-home pay rises to $61,573.75 a year, or $2,368.22 per biweekly paycheck — about $3,533 more per year than the single filer at the identical salary.

1
grossAnnual
75000
2
payFrequency
biweekly
3
filingStatus
single
This calculator returns58040.63netAnnual2232.33netPerPaycheck7670federalTax3551.88stateTax4650socialSecurity1087.5medicare16959.38totalTax22.61effectiveTaxRate
Going deeper

What Else to Know

Why Virginia's top bracket applies to more income than it looks like it should

Virginia runs a four-bracket progressive income tax, and its structure is unusually compressed compared with most other states: the top 5.75% rate starts at just $17,000 of taxable income, a threshold that has not moved in decades. Below that, the schedule taxes the first $3,000 at 2%, the next $2,000 (up to $5,000) at 3%, and the next $12,000 (up to $17,000) at 5%.

Because the system is marginal, no single rate applies to a whole paycheck — but because the top threshold sits so low, most full-time workers cross into the 5.75% bracket well before their income approaches anything resembling a "high earner" figure in most other states. A single filer with $66,250 of Virginia taxable income, for instance, pays 2% on the first $3,000, 3% on the next $2,000, 5% on the next $12,000, and 5.75% on the remaining $49,250 — the bulk of the tax bill sits in that top bracket.

Unlike federal brackets or New York's schedule, Virginia does not widen its dollar thresholds for married filing jointly. A married couple crosses into the 5.75% bracket at the exact same $17,000 as a single filer — only the standard deduction differs by filing status, not where each bracket starts.

The 2026 standard deduction increase — and why it may not last

Virginia's standard deduction rose to $8,750 for single filers and $17,500 for married filing jointly for tax year 2026, up from $8,500 and $17,000 in 2025. That increase came from a 2025 General Assembly action that built on earlier increases first enacted in 2019, when Virginia's standard deduction was a flat $3,000 single / $6,000 married — figures that would look startlingly low by 2026 standards.

What makes this figure worth watching rather than treating as permanently settled: the increased deduction amount is scheduled to sunset after tax year 2026 unless the General Assembly acts again to extend or make it permanent, reverting toward the much smaller pre-2019 amounts absent further action. This calculator uses the confirmed 2026 figures rather than guessing at what happens next, and will need updating once the legislature's actual decision for 2027 is known — the same discipline applied to every other figure on this page.

A proposed new top bracket — a 7% rate on Virginia taxable income above $600,000 — was also considered for 2026 but did not become law. Virginia's four-bracket structure, 2% through 5.75%, remains unchanged aside from the standard deduction increase.

What Virginia does not add on top of the state tax figure

Virginia is one of the simpler states to estimate take-home pay for in one respect: it has no local or city income tax layered on top of the state figure, unlike states such as Pennsylvania, Ohio, or New York, where a resident's city or school district can add a meaningful additional bite. The state tax number this calculator produces is the complete state-and-local income tax picture for every Virginia resident, regardless of whether they live in Richmond, Fairfax County, or rural southwest Virginia.

That said, Virginia localities do levy their own separate real estate and personal property taxes — including the well-known car tax on vehicles — which are unrelated to payroll withholding and outside the scope of a paycheck calculator entirely. Someone comparing take-home pay across states should keep in mind that a lower state income tax bracket is not the whole cost-of-living picture.

This calculator also does not model Virginia-specific credits, like the low-income tax credit some filers qualify for, or account for additional income, deductions, or withholding adjustments an individual return might include. It estimates statutory withholding on a flat annual salary using the confirmed 2026 rate and deduction figures above.

Questions

Frequently Asked Questions About the Virginia Paycheck Calculator

What is Virginia's income tax rate for 2026?

Virginia uses four marginal brackets for 2026: 2% on the first $3,000 of taxable income, 3% on the next $2,000, 5% on the next $12,000, and 5.75% on everything above $17,000. Because the top bracket starts so low, most full-time workers in Virginia pay 5.75% on a meaningful share of their income, even though their overall effective rate stays well below that headline number.

How much is Virginia's standard deduction in 2026?

$8,750 for single filers and those married filing separately, and $17,500 for married filing jointly, for tax year 2026 — up from $8,500 and $17,000 in 2025. These are Virginia's own figures, separate from the federal standard deduction ($16,100 single / $32,200 married for 2026), and are applied independently against Virginia taxable income before the bracket calculation.

Does Virginia have local or city income tax?

No. Unlike some neighboring states, Virginia does not authorize cities or counties to levy their own local income tax on wages, so the state tax figure this calculator produces is the complete state-and-local income tax picture for every Virginia resident, regardless of which city or county they live in. Virginia localities do levy their own personal property and real estate taxes, but those are unrelated to payroll withholding.

Do Virginia's tax brackets differ for single and married filers?

No — this is a key difference from federal and many other states' schedules. Virginia's four bracket rates and dollar thresholds (2% up to $3,000, 3% up to $5,000, 5% up to $17,000, 5.75% above that) are identical whether a taxpayer files single or married filing jointly. Only the standard deduction changes by filing status, not the brackets themselves.

Is the Virginia standard deduction increase permanent?

Not automatically. The $8,750/$17,500 amounts for 2026 reflect an increase enacted by the Virginia General Assembly that is scheduled to sunset after tax year 2026 absent further legislation, reverting toward the much lower pre-2019 deduction amounts ($3,000 single / $6,000 married) unless lawmakers extend it. This calculator uses the confirmed 2026 figures and will need updating if the sunset takes effect or is extended.

Is Social Security tax capped in Virginia?

Yes, but the cap is federal, not a Virginia rule. Social Security tax is 6.2% of wages up to $184,500 for 2026, after which no more Social Security tax is withheld for the rest of the year regardless of state. Medicare's 1.45% has no cap at all, and earners above $200,000 (single) or $250,000 (married filing jointly) pay an extra 0.9% Additional Medicare Tax on the excess.

Did Virginia add a new top tax bracket for 2026?

No. A bill proposing a new 7% bracket on Virginia taxable income above $600,000 was introduced but did not become law for 2026 — Virginia's rate schedule remains the same four brackets, 2% through 5.75%, that applied in prior years. The only enacted 2026 change was a higher standard deduction, not a new bracket.

Does Virginia have tax reciprocity with DC or Maryland?

Yes. Virginia has reciprocity agreements with the District of Columbia, Kentucky, Maryland, Pennsylvania, and West Virginia — relevant to the many Northern Virginia residents who commute across the Potomac for work. A Virginia resident who commutes daily to DC or Kentucky and earns only wages there pays tax to Virginia alone, not the work jurisdiction. For Maryland, Pennsylvania, or West Virginia, the exemption requires spending 183 days or fewer there in the year, keeping no permanent residence there, and earning only wage income from that state. Employees claiming the exemption should file Form VA-4 with their employer so Virginia tax is withheld instead of the other state's.

How does this differ from my actual Virginia tax bill?

This calculator estimates statutory withholding on regular wages using Virginia's 2026 brackets and standard deduction — it does not account for Virginia-specific credits (such as the low-income tax credit), pre-tax deductions like a 401(k) or health premiums, or additional income sources that would change total taxable income. Your actual return may differ from this estimate for any of those reasons.

References

  1. [1] Internal Revenue Service. “IRS releases tax inflation adjustments for tax year 2026.” IRS. Accessed 2026-08-24.
  2. [2] Internal Revenue Service. “Publication 926: Household Employer's Tax Guide (2026) — FICA rates and Social Security wage base.” IRS. Accessed 2026-08-17.
  3. [3] Internal Revenue Service. “Questions and answers for the Additional Medicare Tax.” IRS. Accessed 2026-08-17.
  4. [4] Virginia Department of Taxation. “New Virginia Tax Laws — 2026 standard deduction increase.” Virginia Tax. Accessed 2026-08-27.
  5. [5] Tax Foundation. “State Individual Income Tax Rates and Brackets, 2026.” Tax Foundation. Accessed 2026-08-27.
  6. [6] Tax Foundation. “Virginia Income Tax Proposals 2026 (HB 378 and HB 979 — the proposed 7% top bracket that did not become law).” Tax Foundation. Accessed 2026-08-27.
  7. [7] Virginia Department of Taxation. “Reciprocity — states with income tax agreements with Virginia (DC, Kentucky, Maryland, Pennsylvania, West Virginia).” Virginia Tax. Accessed 2026-09-02.